Amazon.ca Rewards Mastercard: features and benefits guide
Earn rewards on Amazon.ca and everyday purchases with no annual fee.
The Amazon.ca Rewards Mastercard, issued by MBNA, gives Canadians a way to earn rewards for Amazon.ca, Whole Foods, and everyday shopping.
This no-annual-fee card delivers a versatile cashback program and added protection for cardholders.
Why choose Amazon.ca Rewards Mastercard
This credit card is designed for people who shop at Amazon.ca, Whole Foods Market stores in Canada, and frequently make everyday purchases.
MBNA, a division of TD Bank, is a trusted issuer operating across Canada with years of experience.
The card stands out for its welcome offer, giving cardholders strong rewards of 5% back for the first six months on up to $3,000 in spending at select categories.
Once the welcome offer period finishes, you continue earning competitive rates, especially if you are an eligible Amazon Prime member.
After the welcome offer, Prime members get 2.5% back at Amazon.ca and Whole Foods, while non-Prime members get 1.5% back in these categories.
All cardholders earn 1% back on eligible purchases everywhere else Mastercard is accepted, including foreign currency transactions.
Protection and security
The Amazon.ca Rewards Mastercard offers solid protection, including Purchase Assurance for most items bought with your card for 90 days after purchase.
An Extended Warranty Benefit doubles the original warranty on eligible new purchases for up to one extra year.
The card includes Mastercard Zero Liability, protecting you from unauthorized transactions so you can shop with confidence.
Chip & PIN technology is included for secure payments, requiring a 4-digit PIN instead of a signature at checkout.
How the credit works
The card comes with no annual fee, making it cost-effective for a wide range of users.
Purchases are subject to a 21.74% interest rate.
Cash advance and balance transfer rates may differ, so review the terms as you apply.
Applicants must be Canadian residents and meet age and credit requirements set by MBNA.
You can manage payments and check your account online, with options for mobile wallets like Apple Pay and Google Pay available through Mastercard’s network.
To qualify for the higher Prime rewards rate, your Amazon.ca account must have an eligible Prime membership linked to the card.
Daily use and digital features
Earn rewards every time you spend at Amazon.ca, Whole Foods, restaurants, grocery stores, and more.
Prime members benefit from higher cashback rates on Amazon and foreign currency transactions.
Points are easy to redeem for eligible purchases right on Amazon.ca.
Take advantage of MBNA’s Payment Plan to spread costs on large purchases, subject to conditions.
The app and website provide convenient access to your statement, spending, points, and payment tools.
Every 2,000 points can be redeemed for a $20 Amazon.ca Gift Card, with points generally valued at one cent each.
If you want a flexible rewards card with practical perks, explore the Amazon.ca Rewards Mastercard full guide for details on applying.
